Sunday, 18 October 2015

The University of Virginia

The University of Virginia

      The University of Virginia                (UVA or U.Va.), often referred to as simply Virginia, is a public research university in Charlottesville, Virginia. UVA is known for its historic foundations, student-run honor code, and secret societies.

Its initial Board of Visitors included U.S. Presidents Thomas Jefferson, James Madison, and James Monroe. Monroe was the sitting President of the United States at the time of the founding; Jefferson and Madison were the first two rectors. UVA was established in 1819, with its Academical Village and original courses of study conceived and designed entirely by Jefferson. UNESCO designated it a World Heritage Site in 1987, an honor shared with nearby Monticello.

The first university of the restored American South elected to the Association of American Universities in 1904, UVA is classified as Very High Research Activity in the Carnegie Classification. The university is affiliated with 7 Nobel Laureates, and has produced 7 NASA astronauts, 7 Marshall Scholars, 4 Churchill Scholars, 29 Truman Scholars, and 50 Rhodes Scholars, the most of any state-affiliated institution in the U.S. Supported in part by the Commonwealth, it receives far more funding from private sources than public, and its students come from all 50 states and 147 countries. It also operates a small liberal arts branch campus in the far southwestern corner of the state.

Since 1953, Virginia's athletic teams have competed in the Atlantic Coast Conference of Division I of the NCAA and are known as the Virginia Cavaliers. Virginia won its 7th men's soccer national title in December 2014, bringing its collective total to 24 National Championships, and 63 ACC Championships since 2002 (as of 2014), the most of any conference member during that time.US News and World Report ranks Virginia 2nd among all national public universities, tied with University of California-Los Angeles.


HISTORY

In 1802, while serving as President of the United States, Thomas Jefferson wrote to artist Charles Willson Peale that his concept of the new university would be "on the most extensive and liberal scale that our circumstances would call for and our faculties meet," and that it might even attract talented students from "other states to come, and drink of the cup of knowledge". Virginia was already home to the College of William and Mary, but Jefferson lost all confidence in his alma mater, partly because of its religious nature – it required all its students to recite a catechism – and its stifling of the sciences. Jefferson had flourished under William & Mary professors William Small and George Wythe decades earlier, but the college was in a period of great decline and his concern became so dire by 1800 that he expressed to British chemist Joseph Priestley, "we have in that State, a college just well enough endowed to draw out the miserable existence to which a miserable constitution has doomed it."These words would eventually ring true when William and Mary fell bankrupt after the Civil War and shut down completely in 1881, later being revived as a small teacher's college.

Farmland just outside Charlottesville was purchased from James Monroe by the Board of Visitors as Central College in 1817. The school laid its first building's cornerstone in late 1817, and the Commonwealth of Virginia chartered the new university on January 25, 1819. John Hartwell Cocke collaborated with James Madison, Monroe, and Joseph Carrington Cabell to fulfill Jefferson's dream to establish the university. Cocke and Jefferson were appointed to the building committee to supervise the construction. The university's first classes met on March 7, 1825.

Friday, 16 October 2015

American International Group (AIG)

American International Group (AIG), Inc. – sometimes called AIG – is an American multinational insurance company with greater than 88 million purchasers in a hundred thirty international locations. AIG businesses rent over sixty four,000 humans in 90 countries. The corporation operates by means of three businesses: AIG Property Casualty, AIG life and Retirement and United guaranty enterprise (UGC). AIG Property Casualty
supplies insurance merchandise for industrial, institutional and character purchasers. AIG life and Retirement provides life coverage and retirement services in the U.S.. UGC specializes in mortgage guaranty coverage and mortgage insurance. AIG also specializes in world capital markets operations, direct funding and retained pursuits.

AIG’s company headquarters are in NY city, its Europe, center East, and Africa (EMEA) headquarters are in London, and its Asian headquarters are in Hong Kong. The enterprise serves 98% of the Fortune 500 businesses, 96% of Fortune 1000, and 90% of Fortune international 500, and insures forty% of Forbes four hundred Richest american citizens. AIG was once ranked fortieth largest corporation in the 2014 Fortune 500 list. In keeping with the 2014 Forbes global 2000 record, AIG is the 42nd-greatest public organization in the world.On March 31, 2015 AIG had a market capitalization of $75.04 billion.
AIG traces its roots back to 1919, when American Cornelius Vander Starr (1892-1968) headquartered a normal coverage company, American Asiatic Underwriters (AAU), in Shanghai, China. Trade grew quickly, and two years later, Starr shaped a lifestyles coverage operation.By means of the late Nineteen Twenties, AAU had branches for the duration of China and Southeast Asia, together with the Philippines, Indonesia, and Malaysia. In 1926, Mr. Starr opened his first office in the USA, American international Underwriters manufacturer (AIU).He also fascinated about opportunities in Latin the usa and, within the late 1930s, AIU entered Havana, Cuba.The consistent development of the Latin American agencies proved tremendous as it would offset the decline in industry from Asia because of the impending World war II.In 1939, Mr. Starr moved his headquarters from Shanghai, China, to NY city.
After World war II, American global Underwriters (AIU) entered Japan and Germany, to furnish insurance for American military personnel. During the late Forties and early Fifties, AIU endured to develop in Europe, with workplaces opening in France, Italy, and the UK.In 1952, Mr. Starr started out to focal point on the American market by obtaining Globe & Rutgers fire insurance enterprise and its subsidiary, American home fire Assurance enterprise. Through the end of the last decade, C.V. Starr's general and life insurance institution included an extensive community of sellers and offices in over seventy five nations.
In 1960, C.V. Starr hired Maurice R. Greenberg to advance an international accident and wellbeing business.Two years later, Mr.Greenberg reorganized one in all C.V. Starr’s U.S. Holdings right into a effective multiple line carrier.Greenberg keen on promoting insurance by means of independent brokers as a substitute than retailers to get rid of agent salaries. Making use of brokers, AIU might price coverage in keeping with its potential return although it suffered reduced revenue of specified products for great lengths of time with very little additional fee. In 1967, American worldwide group, Inc. (AIG) was incorporated as a unifying umbrella group for many of C.V. Starr’s normal and lifestyles insurance organizations.In 1968, Starr named Greenberg his successor. The organization went public in 1969.
The 1970s presented many challenges for AIG as operations within the core East and Southeast Asia had been curtailed or ceased altogether due to the altering political panorama. However, AIG endured to broaden its markets with the aid of introducing specialised vigour, transportation, and delivery merchandise to serve the desires of area of interest industries. By means of 1979, with a developing personnel and a global community of offices, AIG furnished customers advanced technical and hazard management potential in an increasingly aggressive marketplace.
During the 1980s, AIG persisted increasing its market distribution and international network by using delivering a vast variety of specialized merchandise, including pollution legal responsibility and political hazard.In 1984, AIG listed its shares on the brand new York inventory alternate (NYSE).For the duration of the 1990s, AIG developed new sources of revenue by means of numerous investments, including the acquisition of global rent Finance enterprise (ILFC), a provider of leased plane to the airline industry. In 1992, AIG got the primary foreign coverage license granted in over forty years via the chinese language government. Within the U.S., AIG received solar the us Inc. A retirement financial savings organization, in 1999.
The early 2000s saw a marked period of growth as AIG bought American common company, a main domestic existence coverage and annuities provider,and AIG entered new markets together with India.In February 2000, AIG created a strategic advisory enterprise team with the Blackstone workforce and Kissinger friends "to provide fiscal advisory offerings to companies looking for excessive degree impartial strategic advice. AIG was an investor in Blackstone from 1998 to March 2012, when it sold all of its shares in the company. Blackstone acted as an adviser for AIG for the period of the 2007-2008 monetary crisis.
In November 2004, AIG reached a US$126 million agreement with the U.S. Securities and trade commission and the Justice department partly resolving a quantity of regulatory issues, however the enterprise have got to nonetheless cooperate with investigators continuing to probe the sale of a non-average insurance product.

Seton Hill Univesity

Seton Hill Univesity

Seton Hill Univesity is a Catholic liberal arts school of about 2,500 scholars in Greensburg, Pennsylvania, near Pittsburgh. Formerly a ladies's tuition, it grew to become a coeducational university in 2002. Recently, Seton Hill obtained attention for being the primary tuition to provide iPads to all students.
The tuition was situated in 1885 with the aid of the Sisters of Charity. It is named for Elizabeth Ann Seton (1774–1821), who centered the Sisters of Charity and who, after her death, used to be canonized as the united states' first native-born saint.(Seton hall university and the college of Saint Elizabeth in New Jersey are also named after Elizabeth Ann Seton.)
In 1914, Seton Hill Junior college was once opened via the Sisters of Charity. With the approval of the Commonwealth of Pennsylvania, Seton Hill college was created four years later.
In 1946, forty male World conflict II veterans have been accredited as pupils at Seton Hill. Throughout the Eighties, men were on the whole admitted to many programs at Seton Hill university, together with track and theater. In 2002, Seton Hill was officially granted school repute by the Pennsylvania department of education. After president JoAnne Boyle formalized the tuition's new repute as a university, the teams' nickname used to be transformed from "Spirits" to "Griffins," and several guys's athletics groups had been introduced, together with American football. In 2006, Seton Hill introduced it used to be transferring to NCAA Division II and joining the West Virginia Intercollegiate Athletic conference (WVIAC). They had belonged to the NAIA. In 2012, Seton Hill introduced its move to the PSAC.
Seton Hill college obtained preferred public awareness after asserting a science plan that entails supplying an iPad to all full-time pupils, as well a 13" MacBook to all incoming rookies, and a plan to improve the student machines after two years. Upon commencement, students hold each machines. Establishing in the fall of 2013, new full-time pupils will receive an iPad Mini and new full-time inexperienced persons will probably be furnished with a MacBook Air.
As of the 2012–2013 tutorial year, Seton Hill divides its undergraduate programs into six divisions: Social Sciences, common and wellbeing Sciences, Humanities, education, industry, and the visual and Performing Arts, which involves art, song and theater. Additionally to their primary, all scholars take liberal arts core courses in arts, mathematics, sciences, culture, historical past, and writing.
As of the 2012–2013 academic year, Seton Hill presents twelve graduate programs. Topics comprise artwork, writing, education, medication, industry, orthodontics, and health care professional assistant studies.
Seton Hill athletics, often called the Griffins, compete in Division II of the country wide Collegiate Athletics organization (NCAA). During the 2012–2013 tutorial yr, Seton Hill was a member of the West Virginia Intercollegiate Athletic conference (WVIAC). As of July 1, 2013, following the breakup of the WVIAC, together with the institution of Pittsburgh at Johnstown, also from the WVIAC, Seton Hill is a member of the Pennsylvania State Athletic convention (PSAC).
Seton Hill varsity guys's and ladies's physical games include soccer, guys's & women's basketball, guys's and women's cross nation, guys's wrestling, men's and females's lacrosse, guys's and women's monitor and discipline, softball, baseball, females's cheerleading, females's discipline hockey, ladies's equestrian, guys's and females's soccer, females's volleyball, ladies's golf, and females's tennis.
In 2005, 60% of the getting into category used to be male, as a result of an inflow of male scholars who were fascinated with new physical activities applications akin to football. In 2008, the football staff had a 10-three report. The soccer crew and the guys's soccer staff every won the inaugural West Virginia Intercollegiate Athletic conference's workforce sportsmanship award in 2008.
In 2006, the baseball workforce got a berth to the NAIA World series in the application's third 12 months of existence.
In 2014, the baseball workforce had its most triumphant season; winning the PSAC, the Atlantic Regional, and advancing to the college World series. The group ended up finishing high six in the nation.

Georgetown University


Georgetown University-

Georgetown University is a confidential research tuition in Washington, D.C. Established in 1789, it is the oldest Catholic and Jesuit college of greater education in the U.S.. Georgetown's foremost campus, placed in Washington's ancient Georgetown neighborhood, is famous for Healy corridor, a country wide historical Landmark in the Romanesque revival sort. Georgetown's law tuition is placed on Capitol Hill and Georgetown has auxiliary campuses in Italy, Turkey, and Qatar.
Georgetown's founding by using John Carroll, the us's first Catholic bishop, realized prior efforts to set up a Roman Catholic tuition in the province of Maryland that had been thwarted via religious persecution. The institution accelerated after the American Civil struggle beneath the leadership of Patrick Francis Healy, who came to be known as Georgetown's "2d founder" despite having been born a slave by legislation. Jesuits have participated in the university's administration on the grounds that 1805, a heritage Georgetown celebrates, however the institution has constantly been ruled independently of the Society of Jesus and of church authorities.
Comprising 9 undergraduate and graduate faculties, the institution has about 7,000 undergraduate and over 10,000 put up-graduate pupils from a broad form of religious, ethnic, and geographic backgrounds, together with one hundred thirty overseas countries. The university's most exceptional alumni are distinguished in public life in the united states and abroad. Amongst them are former U.S. President invoice Clinton, U.S. Chief Justice Edward Douglass White, Supreme court docket accomplice Justice Antonin Scalia, dozens of U.S. Governors and participants of Congress, heads of state or executive of greater than a dozen countries, royalty and diplomats.
Campus companies incorporate the nation's largest student-run business and biggest pupil-run economic university. Georgetown's athletic groups, nicknamed the Hoyas, comprise a guys's basketball crew that has received a report-tying seven gigantic East championships, appeared in 5 ultimate Fours, and won a countrywide championship in 1984.
Jesuit settlers from England situated the Province of Maryland in 1634. Nonetheless, the 1646 defeat of the Royalists in the English Civil warfare resulted in stringent laws in opposition to Roman Catholic education and the extradition of recognized Jesuits from the colony, together with Andrew White, and the destruction of their school at Calverton Manor.Throughout most of the remainder of Maryland's colonial interval, Jesuits carried out Catholic colleges clandestinely. It was now not except after the tip of the American Revolution that plans to establish a permanent Catholic university for schooling in the united states have been realized.
John Carroll released his proposals for a school at Georgetown in 1787, after the American Revolution allowed for the free follow of religion.
In view that of Benjamin Franklin's suggestion, Pope Pius VI appointed former Jesuit John Carroll as the first head of the Roman Catholic Church in America, although the papal suppression of the Jesuit order was still in result. Carroll commenced conferences of nearby clergy in 1783 near Annapolis, Maryland, where they orchestrated the progress of a new university. On January 23, 1789, Carroll finalized the purchase of the property on which Dahlgren Quadrangle was later developed. Future Congressman William Gaston used to be enrolled as the tuition's first pupil on November 22, 1791, and guide started out on January 2, 1792.
During its early years, Georgetown institution suffered from enormous financial pressure, relying on private sources of funding and the constrained earnings from nearby lands owned by means of ex-Jesuits. The Maryland Society of Jesus commenced its restoration in 1805, and Jesuit affiliation, in the type of lecturers and administrators, bolstered self assurance within the college. The USA Congress issued Georgetown the first federal tuition charter in 1815, which allowed it to confer levels, and the primary bachelor's levels had been awarded two years later. In 1844, the university got a corporate charter, beneath the title "The President and administrators of Georgetown institution", affording the developing tuition further legal rights. In accordance with the demand for a regional alternative for Roman Catholic students, the clinical institution used to be established in 1851.

UNC The Kenan–Flagler industry School


UNC The Kenan–Flagler industry School
The Kenan–Flagler trade tuition is the undergraduate and graduate industry university on the university of North Carolina at Chapel Hill. The institution offers a Bachelor of Science in trade Administration, grasp of trade Administration (MBA), MBA for Executives, master of Accounting, Ph.D., a trade certificate program, as well as many government education applications.
Founded in 1919 because the department of Commerce of UNC Chapel Hill's institution of Arts, the institution was renamed the Kenan–Flagler business tuition in 1991 to honor two American trade households and benefactors of the school: philanthropist Mary Lily Kenan Flagler and her husband, Henry Morrison Flagler. The renaming was in realization of a beneficiant reward from Frank Hawkins Kenan, yet another Kenan household member and benefactor of the institution's Frank Hawkins Kenan Institute of personal manufacturer.
In 1997, the McColl building opened at Kenan-Flagler to complete latest campus. With 191,000 rectangular feet (17,700 m2), the McColl constructing has greater than tripled the gap that the school occupied at Carroll hall.
Mary Lily's brother, William R. Kenan, Jr., discovered acetylene gas, which resulted in the construction of Union Carbide. Her husband, Henry Morrison Flagler, co-situated the ordinary Oil Co. With John D. Rockefeller and is responsible for the progress of Florida's eastern coast. Prior to his arrival in Florida, the state was very nearly inaccessible besides by means of ship. Flagler established what eventually became often called the Flagler method companies made from railroad, shipping, actual property, and inn progress and utility corporations. The procedure's flagship was the Breakers resort in Palm seashore.
Within the 1790s, Mary Lily's great-exceptional-grandfather, James Kenan, served on UNC's first board of trustees and contributed to the construction of historic East, the oldest public university constructing in the united states. Mary Lily's maternal high-quality-quality-grandfather, Christopher Barbee, donated greater than 200 acres (0.81 km2) of his Orange County farm to the college, then about one-fifth of the campus.
Items to the institution by way of the Kenan household total some $50 million thus far and incorporate such buildings as Kenan Stadium and the Kenan center. The William R. Kenan Jr. Charitable believe contributed $10 million to the Bicentennial campaign for UNC for use for the Kenan–Flagler business college's new modern-day constructing, $10 million for the Paul J. Rizzo convention center at Meadowmont, and $1 million for the core for Entrepreneurship and technology Venturi.
In 2015, Kenan-Flagler launched a program to coach scholars about private investments and enterprise capital. The Institute for personal Capital (IPC) will leverage a relationship with Burgiss to make use of knowledge for tutorial research, serving to to build out a database with a purpose to duvet issues reminiscent of debt funds, enterprise capital cash, and different exclusive investments.
Admissions standards for the full-time software incorporate private expertise, resume, educational transcripts, GMAT or GRE rankings, TOEFL/IELTS/PTE scores for global applicants, three required essays (there is additionally one optional essay), and three reputable advice letters.
Moreover, you have to interview with the school (on-campus, over the mobilephone, by way of webcam, or off-campus with a certain alumni (available in special cities)) in to acquire a final "admit" choice. The admissions staff for the toes application does now not trouble invites to interview, instead you agenda the interview yourself through their software portal.

Monday, 5 October 2015

Auto insurance: free auto insurance: it is possible?

Insure his car is required. Is there free insuranceHow to make savings by choosing his insurance?

Article L211-1 of the French insurance code requires all drivers to purchase auto insurance to circulate their vehicle.
 This obligation does not suffer any derogation, with the exception of the State given incar insurance.

However, while one might think that the compulsory insurance of the vehicle induced free it, it is nothing.

EACH INSURANCE COMPANY APPLIES ITS TARIFFS FREELY
Taking into account several elements such as the model of the vehicle, its power, the use that youmake or even the bonus-malus system of the insured, every insurance company freely fixed tariffs.

Moreover, insurers guarantee a risk which, if it occurs, will be covered financially. It is therefore notpossible to find a free car insurance, in a market which is also 
very competitive since the actors arenumerous.

Flee therefore any advertisement that you could easily find on the Internet inviting you to underwrite
auto insurance free of charge, on the understanding that such an offer does not exist.

REDUCE THE PRICE OF ITS AUTO INSURANCE, IT IS POSSIBLE!
On the other hand, it remains possible to substantially reduce the price of its vehicle insurancecontract. Indeed, as 
explained above, each insurer freely fixed its tariffs, resulting in dizzyingdifferences in prices 
from one company to the other.

Putting competing offers from insurers, you can save on the price of the contract while benefiting
from equivalent guarantees.
 Thus, in order to obtain a broad panorama of the market offerings,
 it ishighly recommended to go through a car insurance comparer.

CHOOSE AUTO INSURANCE

ITS SITUATION
The price of auto insurance depends not only on the insurance company. Criteria that are specific to you are taken into account:
the brand of the car, its State;
the experience of the driverNovice drivers are considered more dangerous. Insurance young driver is often
 very expensive.
the use of the vehicle (hobbies, routes and work;
the place of residence of the owner;
your bonus/malus, indicated by your previous insurer...

Internet sites offer simulations that give a real idea of the cost of your car insurance.

CHOOSE AN INSURANCE COMPANY
The price is an important criterion. Make multiple quote for your car insurance and do not hesitate to 
compete.

In addition to prices, compare the benefits. Cheap insurance have sometimes restrictive conditions:
limitation of the use of the vehicle;
the theft of the car insurance, but not its contents...

Read contracts carefully. To decide only on the price can cost you dear in the event of problems.

STUDY THE DIFFERENT TYPES OF AUTO INSURANCE
Choose your contract according to your needs.
Insurance civil liability (also called third party insurance) is compulsoryIt covers your liability and
 personal injury and material damage caused to third partiesHowever, it does not provide your own damage.

In addition to the liability, you can subscribe to numerous safeguards:
flight (with or without);
collision damage;
glass...

Insurance all risks is a pack of additional guarantees. It ensures damage to all passengers and vehicles 
involved in the accident. 
This automobile insurance applies whether you're victim or responsible,provided that your 
license is valid and you are not intoxicated.
Our tips: avoid unnecessary warranties. For example, if your car has more than 10 years, the theft 
insurance is not necessarily required.
Study offers some insurance companies sometimes offering a bonus to life. However be careful
maintenance of your bonus conditions.